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2026 INPS rules, updated coefficients

App landing page Tax and income tool iPhone + iPad

See when you can retire and roughly how much you will receive each month — in seconds, not spreadsheets.

Pensione Calcolo 2026 helps Italian employees, self-employed workers, and Gestione Separata professionals estimate their pension and TFR using the rules updated for 2026.

Estimated monthly pension amount with the chosen calculation system

Quick facts

Pricing
Free to download with the full set of simulations; a one-time Premium unlock adds PDF export and removes ads.
Platforms
iPhone, iPad
Best for
Italian private and public employees, self-employed workers, Gestione Separata professionals, and family caregivers planning retirement.
Availability
App Store ID 6761013769

It translates INPS formulas into clear projections — monthly amount, likely exit date, TFR and net liquidation — across the contributory, earnings-based, and mixed systems, with all calculations on your device.

Launch kit

Pensione Calcolo 2026 links, release notes, and shipping details

This section keeps the practical launch information in one place so the page can work as a product landing page, support hub, and handoff point for future catalog growth.

Launch details

Pricing
Free to download with the full set of simulations; a one-time Premium unlock adds PDF export and removes ads.
Platforms
iPhone, iPad
Current version
1.1
Last updated
May 1, 2026
Category
Tax and income tool
App Store ID
6761013769

Latest release

1.1 May 1, 2026

2026 coefficients, ISTAT revaluation, and PDF export

This release updates the transformation coefficients to the 2026 decree, refreshes ISTAT revaluation, adds the exit-route windows for Quota 103, Opzione Donna, and Ape Sociale, and adds Premium PDF export.

What it helps with

What Pensione Calcolo 2026 helps you do

This page is designed to explain the app clearly, show how the workflow fits together, and help the right user decide quickly whether the product is a fit.

It translates INPS formulas into clear projections — monthly amount, likely exit date, TFR and net liquidation — across the contributory, earnings-based, and mixed systems, with all calculations on your device.

Key signals

2026 Updated coefficients
ISTAT Revaluation applied
57-71 Exit-age range modelled
Local Data stays on device
  • Based on rules published by INPS and the Ministero del Lavoro
  • 2026 transformation coefficients and ISTAT revaluation built in
  • No account, no registration — calculator data stays on the phone
  • Independent tool, not affiliated with INPS or any pension body

Product screens

Pensione Calcolo 2026 in use

Estimated monthly pension amount with the chosen calculation system
Estimated monthly pension amount with the chosen calculation system
TFR and net liquidation estimate with advance simulation
TFR and net liquidation estimate with advance simulation
Exit-route options for Quota 103, Opzione Donna, and Ape Sociale
Exit-route options for Quota 103, Opzione Donna, and Ape Sociale
Side-by-side comparison of different retirement scenarios
Side-by-side comparison of different retirement scenarios

Step by step

How Pensione Calcolo 2026 fits into the workflow

01

Enter your contribution history

Add your date of birth, the year of your first contribution, and recent earnings to anchor the estimate.

02

Choose or auto-detect the system

Pick the contributory, earnings-based, or mixed system based on your seniority at the key cut-off dates, or let the app determine it for you.

03

Read the projection and compare scenarios

See the estimated monthly amount, a possible exit date, and available TFR, then save several profiles to compare options over time.

Feature detail

Why teams choose Pensione Calcolo 2026

Pension projection

From INPS formulas to a number you understand

The hard part of an Italian pension estimate is the system and the coefficients. The app handles both and shows a clear monthly figure and exit date.

  • Monthly estimate across contributory, earnings-based, and mixed systems
  • 2026 transformation coefficients for exit ages from 57 to 71
  • ISTAT revaluation of the contribution balance
TFR and net liquidation estimate with advance simulation

TFR and liquidation

Know your severance, not just your pension

Retirement and resignation decisions hinge on the TFR too. The app estimates the net liquidation and models the advances people commonly request.

  • Gross and net TFR with separate-taxation logic
  • Advance simulation for first home, medical costs, or renovation
  • Figurative contributions for maternity, military service, and more
Exit-route options for Quota 103, Opzione Donna, and Ape Sociale

Exit routes and scenarios

Weigh the real options side by side

Quota 103, Opzione Donna, and Ape Sociale each have their own requirements and windows. The app lays out the routes and lets you compare staying versus leaving.

  • Old-age, early, Quota 103, Opzione Donna, and Ape Sociale routes
  • Mobile windows and likely commencement dates
  • Compare retiring now, working a year longer, or buying back study years
Side-by-side comparison of different retirement scenarios

Recent updates

What has changed recently in Pensione Calcolo 2026

A lightweight release history helps these app pages act like living product documents instead of frozen launch announcements.

1.1

2026 coefficients, ISTAT revaluation, and PDF export

This release updates the transformation coefficients to the 2026 decree, refreshes ISTAT revaluation, adds the exit-route windows for Quota 103, Opzione Donna, and Ape Sociale, and adds Premium PDF export.

Best fit

Who Pensione Calcolo 2026 is built for

Private and public employees

For workers who want to plan their exit with a clear monthly estimate.

Self-employed and Gestione Separata

For traders, artisans, and professionals who need a fast first-pillar estimate.

Caregivers and family

For relatives weighing a parent's pension options together before deciding.

Questions

Questions people ask before downloading Pensione Calcolo 2026

What does the app estimate?

Your estimated monthly pension, a likely exit date, and your TFR, across the contributory, earnings-based, and mixed systems, with 2026 coefficients and ISTAT revaluation.

Does it cover Quota 103 and Opzione Donna?

Yes. It models old-age, early, Quota 103, Opzione Donna, and Ape Sociale routes, including their requirements, mobile windows, and likely commencement dates.

Is it a substitute for INPS or a patronato?

No. It is an informational estimator and does not replace your official contribution statement, a patronato, or a labour consultant. For an application or an irreversible choice, always consult a professional.

Does my data leave the device?

No. There is no account or registration, and the data you enter in the calculators stays on your iPhone. Premium removes the ads shown in the free version.

Beyond the app

Need something more tailored than Pensione Calcolo 2026?

If a patronato, payroll firm, or advisory practice needs Italian pension and TFR logic inside a client-facing workflow or internal tool, I can build a tailored version around your process and case mix.

  • Pension and TFR calculators for advisers and payroll teams
  • Scenario-comparison tools wired to your client data
  • A bridge from a single estimate to a managed internal system

Bigger workflow

If this app opens up a bigger problem

The app may solve a concrete job immediately. If it exposes a larger operational, web, or content problem behind it, these are the closest practical routes.

Related writing

Related case studies

Pensione Calcolo 2026

Download Pensione Calcolo 2026, then extend the workflow if your team needs more.

Start with the shipping app when it solves the core job. If you later need approvals, reporting, portals, or a more specialized internal workflow, that can become a custom build.