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Built on official 2026 BOE rates

App landing page Tax and income tool iPhone + iPad

Drag one slider and know exactly what being autónomo costs you this year.

Calculadora Autónomo 2026 helps Spanish freelancers see their monthly RETA quota, quarterly taxes, and real annual net income without rebuilding a spreadsheet every quarter.

Monthly RETA quota estimate with the 2026 income bracket applied

Quick facts

Pricing
Free to download, with a one-time Premium upgrade for unlimited history, CSV export, and no ads.
Platforms
iPhone, iPad
Best for
Spanish autónomos — consultants, designers, developers, coaches, and lawyers who file Modelo 130 and 303 every quarter.
Availability
App Store ID 6761021311

It turns the 2026 contribution brackets and IRPF scales into one instant estimate, so you can plan your Modelo 130 and 303 filings before they catch you by surprise.

Launch kit

Calculadora Autónomo 2026 links, release notes, and shipping details

This section keeps the practical launch information in one place so the page can work as a product landing page, support hub, and handoff point for future catalog growth.

Launch details

Pricing
Free to download, with a one-time Premium upgrade for unlimited history, CSV export, and no ads.
Platforms
iPhone, iPad
Current version
1.1
Last updated
May 1, 2026
Category
Tax and income tool
App Store ID
6761021311

Latest release

1.1 May 1, 2026

2026 RETA brackets and Modelo 130 tracker

This release adds the 2026 RETA brackets checked against the BOE including the MEI 0.90% increase, a Modelo 130 quarterly tracker, IVA repercutido vs. soportado, and the autónomo-vs-employee comparison.

What it helps with

What Calculadora Autónomo 2026 helps you do

This page is designed to explain the app clearly, show how the workflow fits together, and help the right user decide quickly whether the product is a fit.

It turns the 2026 contribution brackets and IRPF scales into one instant estimate, so you can plan your Modelo 130 and 303 filings before they catch you by surprise.

Key signals

2026 Official BOE rates
15 RETA income tramos
130/303 Quarterly models
0.90% MEI increase modelled
  • 2026 RETA brackets verified against Orden PJC/297/2026
  • Calculations run entirely on your device, never on a server
  • Separates real cash expenses from the 5% tax deduction
  • In-app disclaimer for País Vasco and Navarra foral regimes

Product screens

Calculadora Autónomo 2026 in use

Monthly RETA quota estimate with the 2026 income bracket applied
Monthly RETA quota estimate with the 2026 income bracket applied
Quarterly Modelo 130 IRPF tracker showing cumulative fractional payments
Quarterly Modelo 130 IRPF tracker showing cumulative fractional payments
Modelo 303 VAT screen comparing repercutido versus soportado
Modelo 303 VAT screen comparing repercutido versus soportado
Full annual net income waterfall breakdown for an autónomo
Full annual net income waterfall breakdown for an autónomo

Step by step

How Calculadora Autónomo 2026 fits into the workflow

01

Set your real net income

Drag the slider to your expected earnings and pick the Tarifa Plana if you are a new freelancer.

02

See every quarterly obligation at once

The app maps your RETA quota, Modelo 130, and Modelo 303 from the same numbers, instantly.

03

Plan the year with the annual waterfall

Review gross income, contributions, deductions, IRPF base, and projected net in a single chart.

Feature detail

Why teams choose Calculadora Autónomo 2026

Contributions

Your 2026 RETA quota, by real net income

Spain's contribution-by-income system changes the number you owe every time your earnings move. The app applies the correct 2026 bracket automatically.

  • 15 tramos from €205.88 to €607.35 per month
  • Tarifa Plana toggle for new autónomos at €80/month
  • Shows the planning bracket applied to your scenario
Quarterly Modelo 130 IRPF tracker showing cumulative fractional payments

Quarterly filings

Modelo 130 and 303 without the guesswork

Enter your income and expenses by quarter and let the app handle the cumulative IRPF math and the VAT balance you actually owe.

  • Cumulative 20% fractional IRPF payments, minus what you have paid
  • VAT repercutido vs. soportado with the estimated balance to pay or offset
  • Tax calendar for the 20 April, July, October and 30 January dates
Modelo 303 VAT screen comparing repercutido versus soportado

The full picture

Compare autónomo against employee, then export it

See what you really take home as a freelancer versus a salaried worker for the same company cost, then keep the scenario for your accountant.

  • Annual autónomo-vs-employee take-home difference
  • The 5% difícil justificación deduction computed correctly on net
  • Premium CSV export and unlimited saved scenarios
Full annual net income waterfall breakdown for an autónomo

Recent updates

What has changed recently in Calculadora Autónomo 2026

A lightweight release history helps these app pages act like living product documents instead of frozen launch announcements.

1.1

2026 RETA brackets and Modelo 130 tracker

This release adds the 2026 RETA brackets checked against the BOE including the MEI 0.90% increase, a Modelo 130 quarterly tracker, IVA repercutido vs. soportado, and the autónomo-vs-employee comparison.

Best fit

Who Calculadora Autónomo 2026 is built for

Working freelancers

For consultants, designers, and developers who want their quarterly numbers settled before the deadline arrives.

New autónomos

For people starting out who need to model the Tarifa Plana and understand the year ahead.

People weighing the jump

For employees deciding whether freelancing actually pays once tax and contributions are counted.

Questions

Questions people ask before downloading Calculadora Autónomo 2026

Which 2026 rates does the app use?

It uses the 2026 contribution rates from Orden PJC/297/2026, including the MEI 0.90% increase, and the IRPF brackets from Ley 35/2006.

Does it handle País Vasco and Navarra?

The IRPF estimate uses the national-average state plus autonomous scale. A clear in-app disclaimer notes that País Vasco and Navarra have their own foral regimes.

Is this official tax advice?

No. It is a planning estimate and does not replace your accountant or an official AEAT filing.

What does Premium unlock?

A one-time purchase adds unlimited calculation history, CSV export for your accountant, and removes ads permanently.

Beyond the app

Need something more tailored than Calculadora Autónomo 2026?

If you run an accounting practice or a platform serving Spanish autónomos, I can build a tailored calculator or back-office tool that encodes your exact rate logic, regional rules, and reporting needs.

  • Custom Spanish tax and contribution calculators
  • Accountant-facing dashboards and batch tools
  • Region- and sector-specific rule sets

Bigger workflow

If this app opens up a bigger problem

The app may solve a concrete job immediately. If it exposes a larger operational, web, or content problem behind it, these are the closest practical routes.

Related writing

Related case studies

Calculadora Autónomo 2026

Download Calculadora Autónomo 2026, then extend the workflow if your team needs more.

Start with the shipping app when it solves the core job. If you later need approvals, reporting, portals, or a more specialized internal workflow, that can become a custom build.